January 15, 2019

So, what is your most valuable asset? Is it your home? Your car? Your superannuation? It is none of these..... Your number one asset is your ability to earn an income. This 'asset' allows you to pay the rent or mortgage, pay the bills, educate the kids, eat and generally live. Without an income you cannot do any of these things. So, how do you p...

February 8, 2018

The current share-market volatility being experienced in global markets, particularly in the U.S. but also here in Australia is concerning for some.... but, what is the cause?

Recent higher than expected wage growth in the U.S. and strong employment rates have led to fears that the Federal Reserve (the USA’s Reserve Bank) will be more aggressive with inter...

August 8, 2017

After nearly 9 years at the St.Giles Church building at 74 Gheringhap St. in Geelong, we are excited to announce that we are moving our offices.

Our new address is now: 17 Baines Crescent, Torquay Vic 3228.

Our new postal address is also changing and is now: PO Box 639, Torquay  Vic 3228.

The phone office number will remain 03 52241116. Email addresses also...

May 11, 2017

Announced in Tuesday nights' Federal Budget, the Turnbull government will launch a tax break for people saving for their first home, in the form of voluntary contributions to superannuation.

The First Home Super Savers Scheme will come into effect from 1 July this year. It's complex, but is it any good?

Savers will be able to make additional contributions t...

March 3, 2017

We seem to be constantly bombarded with information about interest rates. Interest rates are now  consistently reported as a story on the nightly news. The reserve bank has remained inactive since August 2016 keeping the official cash rate at 1.5%. Only recently the CBA increased rates for investors - in essence retreating from this market. So, what does...

February 1, 2017

Do you know where all of your money is going? Have you ever worked out what it costs to run your lifestyle?

You can answer these questions by preparing a budget..... and now we have the tool to assist. Please check out our new budget calculator on the CornucopiaFP website by clicking on the link below.

Just fill in the bl...

January 24, 2017

Your most valuable asset is not your house, shares or super. It is your ability to earn an income. Think about it..... If you become seriously ill tomorrow, how long could you continue to pay the bills? Protect your Income. It's easy to do and the premiums can be tax-deductible.

Case study

Sophie works full-time and earns a salary of $95,000 pa. She owns a...

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